Spending Tracker Templates

One of the easiest ways of keeping tabs on your spending is by using a spending tracker template. You’ll be able to see what you’re spending, how much, and how you paid for it.

These spending tracker templates are designed to empower you to take control of your finances and gain insight into your spending habits. By diligently logging your expenses each month, you’ll be equipped with valuable information to make informed financial decisions and achieve your savings goals.

Start managing your money better

Our finances can easily get out of control if we don’t keep an eye on what we’re doing with our money. It’s so easy to spend a little here and there, quite often on unimportant things.

But by knowing what you’re spending and what you’re buying you’ll be able to make better financial decisions going forward.

You might actually be surprised to know just how much money you are wasting each month, or how much you could have saved if you hadn’t bought those things!

Spending Tracker Templates

Use our free printable spending tracker templates and see what you can do to start organizing your finances. It’s simply the easiest way of getting an insight into your spending and will help you make great savings goal plans going forward.

Sections of the spending tracker template:

• Month
• Date
• Description of the items bought
• The amount that was spent
• How you paid (Cash or Card)
• Total Expenses – add up everything you’ve spent in the month and see where your money goes.

These spending trackers have enough space to log a month’s worth of spending, but if you spend more often throughout the month then you can also print more as you need as they’re totally free!

You can also find a spending tracker included in our must-have low-cost Financial Budgeting Planner which is designed to help you organize your finances, from your debts, spending, bills, savings, goals, and more. This bundle has it all and will really help you take control of your money.

To get the printable spending tracker template for free, choose your favorite template from the collection below, click it to open the image in full size, then either print or save it to your computer.

• Printable spending tracker template

How to Use a Spending Tracker Template

Using these spending tracker templates is simple and straightforward. Each page contains designated columns to record essential details about your expenses:

1. Date or Month: At the top of the template, write the date or month to indicate the period you’re tracking.
2. Date: In the first column, record the date of each expenditure.
3. Description: In the following column, provide a brief description of what you purchased or the reason for the expense.
4. Amount: Enter the amount spent in the corresponding column. This helps you keep track of individual expenses accurately.
5. Cash or CC: Finally, indicate the method of payment by checking the appropriate box. Mark “cash” if you paid with physical currency, or “cc” if you used a credit card.

Here is an example of a filled-in spending tracker:

Purpose of a Spending Tracker

The primary purpose of these spending tracker templates is to provide you with a clear and organized method to monitor your expenditures. By recording your spending habits, you’ll gain a comprehensive understanding of where your money is going each month. This knowledge serves as a powerful tool for budgeting, identifying areas where you can save, and ensuring that your financial resources are allocated wisely.

Benefits of Using Your Spending Tracker

1. Financial Awareness: Gain insight into your spending patterns and identify areas where you can cut back or optimize your expenses.
2. Budgeting Tool: Use the data collected to create a realistic budget that aligns with your financial goals.
3. Historical Reference: Over time, your spending tracker becomes a valuable historical record of your financial journey. You can reflect on past months to observe trends, celebrate progress, and learn from past mistakes.
4. Financial Accountability: By actively monitoring your spending, you become more accountable for your financial decisions, fostering a sense of responsibility and control over your money.

Your spending tracker is a powerful tool for achieving financial wellness and security. By committing to regular tracking and analysis, you’ll gain the clarity and confidence needed to manage your finances effectively.

See how much money you could save

Did you know that if you stopped buying things you didn’t need and didn’t spend $27 a day on unnecessary things, you would save $10,000 a year!

Imagine what you could do with $10,000! You could buy a car, go traveling, get that new phone you’ve been wanting, or even get married!

See what $10,000 converts to in your currency.

Download the free printable spending tracker

Alternatively, if you would prefer a PDF version that comes in four different styles, click the button below to visit our product page and get the highest quality version. Use the coupon code displayed to get it for free.

The printable spending tracker comes in four different styles – botanical, cursive, soft, and classic and you receive all four of them when you download.

Remember to look through the rest of our planner printables, we’ve got printables for every aspect of your life!